FIRST NATIONAL BANK OF MONTEREY, THE

FIRST NATIONAL BANK OF MONTEREY, THE is asn small FDIC-insured commercial bank headquartered in MONTEREY, IN, established in Aug. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $418M and total deposits of $367M. Profitability stands at 1.09% ROA and 9.76% ROE, with a net interest margin of 3.12%. The bank's CET1 capital ratio is 11.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 1.28%. FDIC Certificate #4364.