AMERICA'S COMMUNITY BANK

BLUE SPRINGS, MO | Micro | Est. Feb. 27, 1888, midnight | FDIC #8893 | RSSD #440857 | FDIC
Latest Report: 2025-12-31

AMERICA'S COMMUNITY BANK is amn micro FDIC-insured commercial bank headquartered in BLUE SPRINGS, MO, established in Feb. 27, 1888, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $47M. Profitability stands at 1.95% ROA and 21.49% ROE, with a net interest margin of 4.87%. The bank's CET1 capital ratio is 8.97%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 9.64%. FDIC Certificate #8893.

Assets

$62M

Deposits

$47M

Loans

$58M

Equity

$6M

Profitability

Return on Assets (ROA) 1.95%
Return on Equity (ROE) 21.49%
Net Interest Margin (NIM) 4.87%
Yield on Assets 7.65%
Cost of Funds 3.17%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.04%
Texas Ratio 9.64%
NPA Ratio 0.98%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 8.97%
Tier 1 Capital 8.97%
Total Capital Ratio 9.42%
Leverage Ratio 9.31%
Loan-to-Deposit 123.85%

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