BanksAMERICA'S COMMUNITY BANK

AMERICA'S COMMUNITY BANK

BLUE SPRINGS, MOMicroEst. Feb. 27, 1888, midnightFDIC #8893RSSD #440857FDIC
Latest · 2025-12-31

AMERICA'S COMMUNITY BANK is an FDIC-insured commercial bank headquartered in BLUE SPRINGS, MO, established in Feb. 27, 1888, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $47M. Profitability stands at 1.95% ROA and 21.49% ROE, with a net interest margin of 4.87%. CET1 capital ratio: 8.97%. NPL ratio: 0.00% · Texas Ratio: 9.64%. Operates 1 domestic branch.

Assets
$62M
Deposits
$47M
Loans
$58M
Equity
$6M

Profitability

Return on Assets (ROA)1.95%
Return on Equity (ROE)21.49%
Net Interest Margin4.87%
Yield on Assets7.65%
Cost of Funds2.83%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.04%
Texas Ratio9.64%
NPA Ratio0.98%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio8.97%
Tier 1 Capital8.97%
Total Capital Ratio9.42%
Leverage Ratio9.31%
Loan-to-Deposit123.85%

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