COMMUNITY PARTNERS SAVINGS BANK

SALEM, IL | Small | Est. Jan. 1, 1910, midnight | FDIC #30819 | RSSD #441078 | FDIC
Latest Report: 2025-12-31

COMMUNITY PARTNERS SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in SALEM, IL, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $289M and total deposits of $225M. Profitability stands at 0.38% ROA and 3.76% ROE, with a net interest margin of 3.26%. The bank's CET1 capital ratio is 23.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.61% and a Texas Ratio of 7.41%. FDIC Certificate #30819.

Assets

$289M

Deposits

$225M

Loans

$132M

Equity

$29M

Profitability

Return on Assets (ROA) 0.38%
Return on Equity (ROE) 3.76%
Net Interest Margin (NIM) 3.26%
Yield on Assets 5.23%
Cost of Funds 2.12%

Asset Quality

NPL Ratio 1.61%
Net Charge-Off Ratio 0.07%
Texas Ratio 7.41%
NPA Ratio 0.77%
ACL / Loans 0.55%

Capital & Liquidity

CET1 Ratio 23.74%
Tier 1 Capital 23.74%
Total Capital Ratio 24.26%
Leverage Ratio 11.75%
Loan-to-Deposit 58.64%

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