CITIZENS STATE BANK AND TRUST COMPANY, THE is an FDIC-insured commercial bank headquartered in COUNCIL GROVE, KS, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $85M and total deposits of $74M. Profitability stands at 1.75% ROA and 21.24% ROE, with a net interest margin of 5.17%. CET1 capital ratio: 9.82%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 7 domestic branches.
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