NORTHEAST SECURITY BANK

SUMNER, IA | Small | Est. Jan. 1, 1888, midnight | FDIC #18384 | RSSD #442244 | FDIC
Latest Report: 2025-12-31

NORTHEAST SECURITY BANK is asn small FDIC-insured commercial bank headquartered in SUMNER, IA, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $449M and total deposits of $359M. Profitability stands at 1.16% ROA and 10.28% ROE, with a net interest margin of 3.16%. The bank's CET1 capital ratio is 14.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.45% and a Texas Ratio of 2.24%. FDIC Certificate #18384.

Assets

$449M

Deposits

$359M

Loans

$271M

Equity

$51M

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 10.28%
Net Interest Margin (NIM) 3.16%
Yield on Assets 4.82%
Cost of Funds 1.82%

Asset Quality

NPL Ratio 0.45%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.24%
NPA Ratio 0.27%
ACL / Loans 1.58%

Capital & Liquidity

CET1 Ratio 14.77%
Tier 1 Capital 14.77%
Total Capital Ratio 16.02%
Leverage Ratio 10.65%
Loan-to-Deposit 75.62%

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