FIRST NATIONAL BANK IN FALFURRIAS, THE

FALFURRIAS, TX | Micro | Est. Jan. 1, 1934, midnight | FDIC #14095 | RSSD #442655 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK IN FALFURRIAS, THE is amn micro FDIC-insured commercial bank headquartered in FALFURRIAS, TX, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $90M and total deposits of $82M. Profitability stands at 1.49% ROA and 15.92% ROE, with a net interest margin of 4.29%. The bank's CET1 capital ratio is 8.57%. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.32%. FDIC Certificate #14095.

Assets

$90M

Deposits

$82M

Loans

$23M

Equity

$8M

Profitability

Return on Assets (ROA) 1.49%
Return on Equity (ROE) 15.92%
Net Interest Margin (NIM) 4.29%
Yield on Assets 4.96%
Cost of Funds 1.29%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.19%
Texas Ratio 0.32%
NPA Ratio 0.03%
ACL / Loans 1.79%

Capital & Liquidity

CET1 Ratio 8.57%
Tier 1 Capital 8.57%
Total Capital Ratio 9.00%
Leverage Ratio 9.62%
Loan-to-Deposit 27.82%

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