BanksFIRST NATIONAL BANK IN FALFURRIAS, THE

FIRST NATIONAL BANK IN FALFURRIAS, THE

FALFURRIAS, TXMicroEst. Jan. 1, 1934, midnightFDIC #14095RSSD #442655OCC
Latest · 2025-12-31

FIRST NATIONAL BANK IN FALFURRIAS, THE is an FDIC-insured commercial bank headquartered in FALFURRIAS, TX, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $90M and total deposits of $82M. Profitability stands at 1.49% ROA and 15.92% ROE, with a net interest margin of 4.29%. CET1 capital ratio: 8.57%. NPL ratio: 0.11% · Texas Ratio: 0.32%. Operates 1 domestic branch.

Assets
$90M
Deposits
$82M
Loans
$23M
Equity
$8M

Profitability

Return on Assets (ROA)1.49%
Return on Equity (ROE)15.92%
Net Interest Margin4.29%
Yield on Assets4.96%
Cost of Funds0.68%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio0.19%
Texas Ratio0.32%
NPA Ratio0.03%
ACL / Loans1.79%

Capital & Liquidity

CET1 Ratio8.57%
Tier 1 Capital8.57%
Total Capital Ratio9.00%
Leverage Ratio9.62%
Loan-to-Deposit27.82%

This is just the summary.

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