UNION SAVINGS BANK

DANBURY, CT | Large | Est. July 1, 1866, midnight | FDIC #18190 | RSSD #443205 | FDIC
Latest Report: 2025-12-31

UNION SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in DANBURY, CT, established in July 1, 1866, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.5B. Profitability stands at 0.43% ROA and 4.60% ROE, with a net interest margin of 2.97%. The bank's CET1 capital ratio is 8.45%. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.30%. FDIC Certificate #18190.

Assets

$3.3B

Deposits

$2.5B

Loans

$2.3B

Equity

$313M

Profitability

Return on Assets (ROA) 0.43%
Return on Equity (ROE) 4.60%
Net Interest Margin (NIM) 2.97%
Yield on Assets 4.68%
Cost of Funds 3.80%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.30%
NPA Ratio 0.23%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 8.45%
Tier 1 Capital 8.45%
Total Capital Ratio 8.88%
Leverage Ratio 11.33%
Loan-to-Deposit 93.40%

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