BanksUNION SAVINGS BANK

UNION SAVINGS BANK

DANBURY, CTLargeEst. July 1, 1866, midnightFDIC #18190RSSD #443205FDIC
Latest · 2025-12-31

UNION SAVINGS BANK is an FDIC-insured commercial bank headquartered in DANBURY, CT, established in July 1, 1866, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.5B. Profitability stands at 0.43% ROA and 4.60% ROE, with a net interest margin of 2.97%. CET1 capital ratio: 8.97%. NPL ratio: 0.33% · Texas Ratio: 2.30%. Operates 26 domestic branches.

Assets
$3.3B
Deposits
$2.5B
Loans
$2.3B
Equity
$313M

Profitability

Return on Assets (ROA)0.43%
Return on Equity (ROE)4.60%
Net Interest Margin2.97%
Yield on Assets4.68%
Cost of Funds2.01%

Asset Quality

NPL Ratio0.33%
Net Charge-Off Ratio0.01%
Texas Ratio2.30%
NPA Ratio0.23%
ACL / Loans1.01%

Capital & Liquidity

CET1 Ratio8.97%
Tier 1 Capital8.97%
Total Capital Ratio9.41%
Leverage Ratio11.33%
Loan-to-Deposit93.40%

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