OTTOVILLE BANK COMPANY, THE

OTTOVILLE, OH | Micro | Est. Jan. 1, 1904, midnight | FDIC #8403 | RSSD #443625 | FED
Latest Report: 2025-12-31

OTTOVILLE BANK COMPANY, THE is amn micro FDIC-insured commercial bank headquartered in OTTOVILLE, OH, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $71M. Profitability stands at 1.14% ROA and 5.69% ROE, with a net interest margin of 3.63%. The bank's CET1 capital ratio is 20.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8403.

Assets

$92M

Deposits

$71M

Loans

$42M

Equity

$19M

Profitability

Return on Assets (ROA) 1.14%
Return on Equity (ROE) 5.69%
Net Interest Margin (NIM) 3.63%
Yield on Assets 4.64%
Cost of Funds 1.51%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.84%

Capital & Liquidity

CET1 Ratio 20.50%
Tier 1 Capital 20.50%
Total Capital Ratio 21.53%
Leverage Ratio 21.14%
Loan-to-Deposit 58.24%

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