BanksOTTOVILLE BANK COMPANY, THE

OTTOVILLE BANK COMPANY, THE

OTTOVILLE, OHMicroEst. Jan. 1, 1904, midnightFDIC #8403RSSD #443625FED
Latest · 2025-12-31

OTTOVILLE BANK COMPANY, THE is an FDIC-insured commercial bank headquartered in OTTOVILLE, OH, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $71M. Profitability stands at 1.14% ROA and 5.69% ROE, with a net interest margin of 3.63%. CET1 capital ratio: 20.50%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$92M
Deposits
$71M
Loans
$42M
Equity
$19M

Profitability

Return on Assets (ROA)1.14%
Return on Equity (ROE)5.69%
Net Interest Margin3.63%
Yield on Assets4.64%
Cost of Funds1.19%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans2.84%

Capital & Liquidity

CET1 Ratio20.50%
Tier 1 Capital20.50%
Total Capital Ratio21.53%
Leverage Ratio21.14%
Loan-to-Deposit58.24%

This is just the summary.

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