INTERCREDIT BANK, NATIONAL ASSOCIATION

CORAL GABLES, FL | Large | Est. July 2, 1984, midnight | FDIC #25258 | RSSD #44433 | OCC
Latest Report: 2025-12-31

INTERCREDIT BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in CORAL GABLES, FL, established in July 2, 1984, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at -1.52% ROA and -16.26% ROE, with a net interest margin of 2.18%. The bank's CET1 capital ratio is 14.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.47%. FDIC Certificate #25258.

Assets

$1.6B

Deposits

$1.4B

Loans

$855M

Equity

$144M

Profitability

Return on Assets (ROA) -1.52%
Return on Equity (ROE) -16.26%
Net Interest Margin (NIM) 2.18%
Yield on Assets 5.75%
Cost of Funds 3.53%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.47%
NPA Ratio 0.05%
ACL / Loans 1.57%

Capital & Liquidity

CET1 Ratio 14.72%
Tier 1 Capital 16.44%
Total Capital Ratio 17.69%
Leverage Ratio 10.35%
Loan-to-Deposit 61.49%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required