FIRST TEXAS BANK

GEORGETOWN, TX | Large | Est. Jan. 1, 1898, midnight | FDIC #11935 | RSSD #444350 | FDIC
Latest Report: 2025-12-31

FIRST TEXAS BANK is aln large FDIC-insured commercial bank headquartered in GEORGETOWN, TX, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 1.79% ROA and 16.59% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 19.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.25%. FDIC Certificate #11935.

Assets

$1.3B

Deposits

$1.1B

Loans

$589M

Equity

$144M

Profitability

Return on Assets (ROA) 1.79%
Return on Equity (ROE) 16.59%
Net Interest Margin (NIM) 3.81%
Yield on Assets 4.62%
Cost of Funds 1.53%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.25%
NPA Ratio 0.03%
ACL / Loans 0.49%

Capital & Liquidity

CET1 Ratio 19.45%
Tier 1 Capital 19.45%
Total Capital Ratio 19.85%
Leverage Ratio 10.92%
Loan-to-Deposit 51.35%

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