POINTS WEST COMMUNITY BANK

WINDSOR, CO | Medium | Est. Jan. 1, 1906, midnight | FDIC #3031 | RSSD #444556 | FDIC
Latest Report: 2025-12-31

POINTS WEST COMMUNITY BANK is amn medium FDIC-insured commercial bank headquartered in WINDSOR, CO, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $834M and total deposits of $741M. Profitability stands at 1.29% ROA and 15.43% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 7.38%. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.16%. FDIC Certificate #3031.

Assets

$834M

Deposits

$741M

Loans

$467M

Equity

$69M

Profitability

Return on Assets (ROA) 1.29%
Return on Equity (ROE) 15.43%
Net Interest Margin (NIM) 3.81%
Yield on Assets 5.33%
Cost of Funds 1.54%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.16%
NPA Ratio 0.11%
ACL / Loans 1.89%

Capital & Liquidity

CET1 Ratio 7.38%
Tier 1 Capital 7.38%
Total Capital Ratio 7.75%
Leverage Ratio 9.63%
Loan-to-Deposit 62.99%

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