BLACK MOUNTAIN SAVINGS BANK, SSB is amn micro FDIC-insured commercial bank headquartered in BLACK MOUNTAIN, NC, established in April 4, 1923, midnight. As of 2025-12-31, the bank reported total assets of $42M and total deposits of $37M. Profitability stands at 0.59% ROA and 4.84% ROE, with a net interest margin of 1.98%. The bank's CET1 capital ratio is 12.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #27897.
Assets
$42M
Deposits
$37M
Loans
$28M
Equity
$5M
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