PIONEER FEDERAL SAVINGS & LOAN ASSOCIATION

DEER LODGE, MT | Small | Est. Jan. 1, 1912, midnight | FDIC #29517 | RSSD #445674 | FDIC
Latest Report: 2025-12-31

PIONEER FEDERAL SAVINGS & LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in DEER LODGE, MT, established in Jan. 1, 1912, midnight. As of 2025-12-31, the bank reported total assets of $120M and total deposits of $93M. Profitability stands at -0.06% ROA and -0.41% ROE, with a net interest margin of 3.28%. The bank's CET1 capital ratio is 15.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29517.

Assets

$120M

Deposits

$93M

Loans

$91M

Equity

$18M

Profitability

Return on Assets (ROA) -0.06%
Return on Equity (ROE) -0.41%
Net Interest Margin (NIM) 3.28%
Yield on Assets 5.01%
Cost of Funds 1.89%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 15.40%
Tier 1 Capital 15.40%
Total Capital Ratio 16.17%
Leverage Ratio 16.05%
Loan-to-Deposit 97.88%

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