THRIVENT BANK

SALT LAKE CITY, UT | Medium | Est. June 1, 2025, midnight | FDIC #59286 | RSSD #4457536 | FDIC
Latest Report: 2025-12-31

THRIVENT BANK is amn medium FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in June 1, 2025, midnight. As of 2025-12-31, the bank reported total assets of $996M and total deposits of $601M. Profitability stands at -0.24% ROA and -0.72% ROE, with a net interest margin of 5.63%. The bank's CET1 capital ratio is 56.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 0.42%. FDIC Certificate #59286.

Assets

$996M

Deposits

$601M

Loans

$569M

Equity

$342M

Profitability

Return on Assets (ROA) -0.24%
Return on Equity (ROE) -0.72%
Net Interest Margin (NIM) 5.63%
Yield on Assets 6.86%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.23%
Texas Ratio 0.42%
NPA Ratio 0.14%
ACL / Loans 0.46%

Capital & Liquidity

CET1 Ratio 56.10%
Tier 1 Capital 56.10%
Total Capital Ratio 56.58%
Leverage Ratio 29.22%
Loan-to-Deposit 94.70%

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