FARMERS AND MERCHANTS BANK is asn small FDIC-insured commercial bank headquartered in LAFAYETTE, AL, established in Jan. 30, 1934, midnight. As of 2025-12-31, the bank reported total assets of $305M and total deposits of $276M. Profitability stands at 1.04% ROA and 15.34% ROE, with a net interest margin of 3.31%. The bank's CET1 capital ratio is 6.83%. Asset quality metrics show a non-performing loan ratio of 1.02% and a Texas Ratio of 5.60%. FDIC Certificate #13887.
Assets
$305M
Deposits
$276M
Loans
$122M
Equity
$21M
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