FIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE

DELAWARE, OH | Small | Est. Jan. 1, 1887, midnight | FDIC #29521 | RSSD #446176 | OCC
Latest Report: 2025-12-31

FIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE is asn small FDIC-insured commercial bank headquartered in DELAWARE, OH, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $131M and total deposits of $97M. Profitability stands at 0.10% ROA and 0.68% ROE, with a net interest margin of 2.68%. The bank's CET1 capital ratio is 32.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.36% and a Texas Ratio of 1.45%. FDIC Certificate #29521.

Assets

$131M

Deposits

$97M

Loans

$78M

Equity

$19M

Profitability

Return on Assets (ROA) 0.10%
Return on Equity (ROE) 0.68%
Net Interest Margin (NIM) 2.68%
Yield on Assets 4.59%
Cost of Funds 2.05%

Asset Quality

NPL Ratio 0.36%
Net Charge-Off Ratio --
Texas Ratio 1.45%
NPA Ratio 0.22%
ACL / Loans 0.85%

Capital & Liquidity

CET1 Ratio 32.66%
Tier 1 Capital 32.66%
Total Capital Ratio 33.64%
Leverage Ratio 16.99%
Loan-to-Deposit 80.50%

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