CORNERSTONE BANK is aln large FDIC-insured commercial bank headquartered in SPENCER, MA, established in April 5, 1871, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.4B. Profitability stands at 1.09% ROA and 12.45% ROE, with a net interest margin of 2.63%. The bank's CET1 capital ratio is 12.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.39% and a Texas Ratio of 3.38%. FDIC Certificate #90282.
Assets
$1.8B
Deposits
$1.4B
Loans
$1.5B
Equity
$160M
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