OXFORD BANK is aln large FDIC-insured commercial bank headquartered in OXFORD, MI, established in June 4, 1884, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $965M. Profitability stands at 0.97% ROA and 8.77% ROE, with a net interest margin of 5.19%. The bank's CET1 capital ratio is 13.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.35% and a Texas Ratio of 17.53%. FDIC Certificate #9719.
Assets
$1.1B
Deposits
$965M
Loans
$661M
Equity
$112M
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