FIRST NATIONAL BANK OF MCCONNELSVILLE, THE

MCCONNELSVILLE, OH | Small | Est. July 1, 1863, midnight | FDIC #6637 | RSSD #44929 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF MCCONNELSVILLE, THE is asn small FDIC-insured commercial bank headquartered in MCCONNELSVILLE, OH, established in July 1, 1863, midnight. As of 2025-12-31, the bank reported total assets of $203M and total deposits of $180M. Profitability stands at 1.19% ROA and 11.21% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 19.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 2.51%. FDIC Certificate #6637.

Assets

$203M

Deposits

$180M

Loans

$110M

Equity

$22M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 11.21%
Net Interest Margin (NIM) 4.05%
Yield on Assets 4.97%
Cost of Funds 0.95%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.51%
NPA Ratio 0.28%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 19.41%
Tier 1 Capital 19.41%
Total Capital Ratio 20.66%
Leverage Ratio 8.17%
Loan-to-Deposit 61.38%

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