22ND STATE BANKING COMPANY is asn small FDIC-insured commercial bank headquartered in MOBILE, AL, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $273M and total deposits of $223M. Profitability stands at -1.88% ROA and -14.16% ROE, with a net interest margin of 7.49%. The bank's CET1 capital ratio is 14.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.57% and a Texas Ratio of 13.31%. FDIC Certificate #16910.
Assets
$273M
Deposits
$223M
Loans
$216M
Equity
$36M
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