MARION COMMUNITY BANK

MARION, AL | Small | Est. March 17, 1934, midnight | FDIC #14184 | RSSD #449832 | FDIC
Latest Report: 2025-12-31

MARION COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in MARION, AL, established in March 17, 1934, midnight. As of 2025-12-31, the bank reported total assets of $350M and total deposits of $320M. Profitability stands at 0.62% ROA and 9.98% ROE, with a net interest margin of 4.11%. The bank's CET1 capital ratio is 6.38%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 1.15% and a Texas Ratio of 10.53%. FDIC Certificate #14184.

Assets

$350M

Deposits

$320M

Loans

$221M

Equity

$22M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 9.98%
Net Interest Margin (NIM) 4.11%
Yield on Assets 6.00%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 1.15%
Net Charge-Off Ratio 1.75%
Texas Ratio 10.53%
NPA Ratio 0.76%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 6.38%
Tier 1 Capital 6.38%
Total Capital Ratio 6.70%
Leverage Ratio 9.18%
Loan-to-Deposit 69.30%

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