PLATTE VALLEY BANK

NORTH BEND, NE | Small | Est. June 27, 1891, midnight | FDIC #9818 | RSSD #45056 | FDIC
Latest Report: 2025-12-31

PLATTE VALLEY BANK is asn small FDIC-insured commercial bank headquartered in NORTH BEND, NE, established in June 27, 1891, midnight. As of 2025-12-31, the bank reported total assets of $105M and total deposits of $88M. Profitability stands at 0.84% ROA and 6.46% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 12.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.06%. FDIC Certificate #9818.

Assets

$105M

Deposits

$88M

Loans

$55M

Equity

$13M

Profitability

Return on Assets (ROA) 0.84%
Return on Equity (ROE) 6.46%
Net Interest Margin (NIM) 3.77%
Yield on Assets 5.39%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.06%
NPA Ratio 0.01%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 12.56%
Tier 1 Capital 12.56%
Total Capital Ratio 13.19%
Leverage Ratio 13.35%
Loan-to-Deposit 61.89%

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