FIRST NATIONAL COMMUNITY BANK is amn medium FDIC-insured commercial bank headquartered in CHATSWORTH, GA, established in Aug. 18, 1975, midnight. As of 2025-12-31, the bank reported total assets of $703M and total deposits of $605M. Profitability stands at 2.11% ROA and 15.86% ROE, with a net interest margin of 5.33%. The bank's CET1 capital ratio is 13.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 2.62%. FDIC Certificate #22092.
Assets
$703M
Deposits
$605M
Loans
$496M
Equity
$95M
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