FIRST NATIONAL BANK OF ELY, THE

ELY, NV | Small | Est. Feb. 23, 1907, midnight | FDIC #2273 | RSSD #450669 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF ELY, THE is asn small FDIC-insured commercial bank headquartered in ELY, NV, established in Feb. 23, 1907, midnight. As of 2025-12-31, the bank reported total assets of $127M and total deposits of $119M. Profitability stands at 0.52% ROA and 8.18% ROE, with a net interest margin of 3.03%. The bank's CET1 capital ratio is 6.33%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #2273.

Assets

$127M

Deposits

$119M

Loans

$16M

Equity

$8M

Profitability

Return on Assets (ROA) 0.52%
Return on Equity (ROE) 8.18%
Net Interest Margin (NIM) 3.03%
Yield on Assets 4.43%
Cost of Funds 1.38%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 6.33%
Tier 1 Capital 6.33%
Total Capital Ratio 6.65%
Leverage Ratio 10.91%
Loan-to-Deposit 13.09%

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