FIRST BANK

KETCHIKAN, AK | Medium | Est. Sept. 15, 1924, midnight | FDIC #14885 | RSSD #451068 | FDIC
Latest Report: 2025-12-31

FIRST BANK is amn medium FDIC-insured commercial bank headquartered in KETCHIKAN, AK, established in Sept. 15, 1924, midnight. As of 2025-12-31, the bank reported total assets of $882M and total deposits of $808M. Profitability stands at 1.33% ROA and 17.11% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 24.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #14885.

Assets

$882M

Deposits

$808M

Loans

$236M

Equity

$72M

Profitability

Return on Assets (ROA) 1.33%
Return on Equity (ROE) 17.11%
Net Interest Margin (NIM) 3.62%
Yield on Assets 5.07%
Cost of Funds 1.46%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.07%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.22%

Capital & Liquidity

CET1 Ratio 24.60%
Tier 1 Capital 24.60%
Total Capital Ratio 25.86%
Leverage Ratio 9.52%
Loan-to-Deposit 29.27%

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