WAYNE BANK AND TRUST CO. is asn small FDIC-insured commercial bank headquartered in RICHMOND, IN, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $251M and total deposits of $223M. Profitability stands at 0.92% ROA and 12.06% ROE, with a net interest margin of 4.14%. The bank's CET1 capital ratio is 11.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.19%. FDIC Certificate #1849.
Assets
$251M
Deposits
$223M
Loans
$200M
Equity
$20M
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