GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in SYRACUSE, NY, established in Jan. 1, 1948, midnight. As of 2025-12-31, the bank reported total assets of $652M and total deposits of $490M. Profitability stands at -0.14% ROA and -0.89% ROE, with a net interest margin of 1.64%. The bank's CET1 capital ratio is 15.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 1.27%. FDIC Certificate #30397.
Assets
$652M
Deposits
$490M
Loans
$573M
Equity
$99M
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