WELLS FARGO BANK, NATIONAL ASSOCIATION

SIOUX FALLS, SD | National | Est. Jan. 1, 1870, midnight | FDIC #3511 | RSSD #451965 | OCC
Latest Report: 2025-12-31

WELLS FARGO BANK, NATIONAL ASSOCIATION is ann national FDIC-insured commercial bank headquartered in SIOUX FALLS, SD, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $1.8T and total deposits of $1.5T. Profitability stands at 1.39% ROA and 14.40% ROE, with a net interest margin of 3.24%. The bank's CET1 capital ratio is 12.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 4.59%. FDIC Certificate #3511.

Assets

$1.8T

Deposits

$1.5T

Loans

$953.1B

Equity

$173.8B

Profitability

Return on Assets (ROA) 1.39%
Return on Equity (ROE) 14.40%
Net Interest Margin (NIM) 3.24%
Yield on Assets 4.79%
Cost of Funds 4.38%

Asset Quality

NPL Ratio 0.87%
Net Charge-Off Ratio 0.42%
Texas Ratio 4.59%
NPA Ratio 0.47%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 12.81%
Tier 1 Capital 12.81%
Total Capital Ratio 14.31%
Leverage Ratio 8.69%
Loan-to-Deposit 64.25%

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