BanksWELLS FARGO BANK, NATIONAL ASSOCIATION

WELLS FARGO BANK, NATIONAL ASSOCIATION

SIOUX FALLS, SDNationalEst. Jan. 1, 1870, midnightFDIC #3511RSSD #451965OCC
Latest · 2025-12-31

WELLS FARGO BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in SIOUX FALLS, SD, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $1.8T and total deposits of $1.5T. Profitability stands at 1.39% ROA and 14.40% ROE, with a net interest margin of 3.24%. CET1 capital ratio: 12.81%, well above regulatory minimums. NPL ratio: 0.87% · Texas Ratio: 4.59%. Operates 4214 domestic branches.

Assets
$1.8T
Deposits
$1.5T
Loans
$953.1B
Equity
$173.8B

Profitability

Return on Assets (ROA)1.39%
Return on Equity (ROE)14.40%
Net Interest Margin3.24%
Yield on Assets4.79%
Cost of Funds1.71%

Asset Quality

NPL Ratio0.87%
Net Charge-Off Ratio0.42%
Texas Ratio4.59%
NPA Ratio0.47%
ACL / Loans1.45%

Capital & Liquidity

CET1 Ratio12.81%
Tier 1 Capital12.81%
Total Capital Ratio14.31%
Leverage Ratio8.69%
Loan-to-Deposit64.25%

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