CLAXTON BANK, THE

BELLVILLE, GA | Small | Est. Feb. 24, 1941, midnight | FDIC #15826 | RSSD #452739 | FDIC
Latest Report: 2025-12-31

CLAXTON BANK, THE is asn small FDIC-insured commercial bank headquartered in BELLVILLE, GA, established in Feb. 24, 1941, midnight. As of 2025-12-31, the bank reported total assets of $265M and total deposits of $228M. Profitability stands at 0.29% ROA and 2.19% ROE, with a net interest margin of 4.43%. The bank's CET1 capital ratio is 16.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 2.16%. FDIC Certificate #15826.

Assets

$265M

Deposits

$228M

Loans

$174M

Equity

$35M

Profitability

Return on Assets (ROA) 0.29%
Return on Equity (ROE) 2.19%
Net Interest Margin (NIM) 4.43%
Yield on Assets 6.50%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio 0.05%
Texas Ratio 2.16%
NPA Ratio 0.31%
ACL / Loans 1.55%

Capital & Liquidity

CET1 Ratio 16.96%
Tier 1 Capital 16.96%
Total Capital Ratio 18.21%
Leverage Ratio 14.15%
Loan-to-Deposit 76.34%

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