SPRING VALLEY CITY BANK is asn small FDIC-insured commercial bank headquartered in SPRING VALLEY, IL, established in Nov. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $214M and total deposits of $183M. Profitability stands at 0.59% ROA and 4.72% ROE, with a net interest margin of 3.23%. The bank's CET1 capital ratio is 23.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.67%. FDIC Certificate #12087.
Assets
$214M
Deposits
$183M
Loans
$129M
Equity
$26M
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