BANNER BANKS

BIRNAMWOOD, WI | Small | Est. Jan. 1, 1900, midnight | FDIC #10374 | RSSD #453147 | FDIC
Latest Report: 2025-12-31

BANNER BANKS is asn small FDIC-insured commercial bank headquartered in BIRNAMWOOD, WI, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $133M and total deposits of $116M. Profitability stands at -3.59% ROA and -27.44% ROE, with a net interest margin of -9.59%. The bank's CET1 capital ratio is 7.73%. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 0.77%. FDIC Certificate #10374.

Assets

$133M

Deposits

$116M

Loans

$28M

Equity

$17M

Profitability

Return on Assets (ROA) -3.59%
Return on Equity (ROE) -27.44%
Net Interest Margin (NIM) -9.59%
Yield on Assets -12.63%
Cost of Funds -3.22%

Asset Quality

NPL Ratio 0.48%
Net Charge-Off Ratio --
Texas Ratio 0.77%
NPA Ratio 0.10%
ACL / Loans 1.53%

Capital & Liquidity

CET1 Ratio 7.73%
Tier 1 Capital 7.73%
Total Capital Ratio 8.12%
Leverage Ratio 9.33%
Loan-to-Deposit 24.17%

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