EAGLE BANK AND TRUST COMPANY

LITTLE ROCK, AR | Small | Est. Jan. 1, 1919, midnight | FDIC #3873 | RSSD #453446 | FED
Latest Report: 2025-12-31

EAGLE BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in LITTLE ROCK, AR, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $498M and total deposits of $427M. Profitability stands at 0.53% ROA and 3.95% ROE, with a net interest margin of 3.63%. The bank's CET1 capital ratio is 13.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.68% and a Texas Ratio of 2.66%. FDIC Certificate #3873.

Assets

$498M

Deposits

$427M

Loans

$213M

Equity

$66M

Profitability

Return on Assets (ROA) 0.53%
Return on Equity (ROE) 3.95%
Net Interest Margin (NIM) 3.63%
Yield on Assets 5.25%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.68%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.66%
NPA Ratio 0.37%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 13.28%
Tier 1 Capital 13.28%
Total Capital Ratio 13.95%
Leverage Ratio 16.27%
Loan-to-Deposit 49.77%

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