BANK OF BIRD-IN-HAND

BIRD IN HAND, PA | Large | Est. Nov. 29, 2013, midnight | FDIC #59074 | RSSD #4536084 | FDIC
Latest Report: 2025-12-31

BANK OF BIRD-IN-HAND is aln large FDIC-insured commercial bank headquartered in BIRD IN HAND, PA, established in Nov. 29, 2013, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.6B. Profitability stands at 0.96% ROA and 10.04% ROE, with a net interest margin of 3.20%. The bank's CET1 capital ratio is 10.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.64%. FDIC Certificate #59074.

Assets

$1.8B

Deposits

$1.6B

Loans

$1.6B

Equity

$172M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 10.04%
Net Interest Margin (NIM) 3.20%
Yield on Assets 6.40%
Cost of Funds 3.96%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.64%
NPA Ratio 0.17%
ACL / Loans 0.61%

Capital & Liquidity

CET1 Ratio 10.96%
Tier 1 Capital 10.96%
Total Capital Ratio 11.60%
Leverage Ratio 9.68%
Loan-to-Deposit 102.16%

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