PAYNE COUNTY BANK, THE is asn small FDIC-insured commercial bank headquartered in PERKINS, OK, established in Jan. 8, 1898, midnight. As of 2025-12-31, the bank reported total assets of $295M and total deposits of $241M. Profitability stands at 1.38% ROA and 11.33% ROE, with a net interest margin of 4.49%. The bank's CET1 capital ratio is 12.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 1.51%. FDIC Certificate #12485.
Assets
$295M
Deposits
$241M
Loans
$221M
Equity
$36M
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