5STAR BANK

COLORADO SPRINGS, CO | Small | Est. June 10, 1980, midnight | FDIC #91005 | RSSD #455253 | FDIC
Latest Report: 2025-12-31

5STAR BANK is asn small FDIC-insured commercial bank headquartered in COLORADO SPRINGS, CO, established in June 10, 1980, midnight. As of 2025-12-31, the bank reported total assets of $377M and total deposits of $310M. Profitability stands at 1.37% ROA and 8.14% ROE, with a net interest margin of 5.51%. The bank's CET1 capital ratio is 17.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 2.48%. FDIC Certificate #91005.

Assets

$377M

Deposits

$310M

Loans

$313M

Equity

$65M

Profitability

Return on Assets (ROA) 1.37%
Return on Equity (ROE) 8.14%
Net Interest Margin (NIM) 5.51%
Yield on Assets 7.61%
Cost of Funds 2.33%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio --
Texas Ratio 2.48%
NPA Ratio 0.46%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 17.05%
Tier 1 Capital 17.05%
Total Capital Ratio 17.90%
Leverage Ratio 16.48%
Loan-to-Deposit 100.93%

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