JEFFERSON BANK

SAN ANTONIO, TX | Large | Est. Aug. 12, 1946, midnight | FDIC #16470 | RSSD #45560 | FDIC
Latest Report: 2025-12-31

JEFFERSON BANK is aln large FDIC-insured commercial bank headquartered in SAN ANTONIO, TX, established in Aug. 12, 1946, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.7B. Profitability stands at 0.89% ROA and 11.08% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 12.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.55%. FDIC Certificate #16470.

Assets

$3.0B

Deposits

$2.7B

Loans

$1.9B

Equity

$238M

Profitability

Return on Assets (ROA) 0.89%
Return on Equity (ROE) 11.08%
Net Interest Margin (NIM) 3.53%
Yield on Assets 5.23%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.55%
NPA Ratio 0.05%
ACL / Loans 0.82%

Capital & Liquidity

CET1 Ratio 12.66%
Tier 1 Capital 12.66%
Total Capital Ratio 13.43%
Leverage Ratio 9.31%
Loan-to-Deposit 69.89%

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