PEOPLES BANK is aln large FDIC-insured commercial bank headquartered in BELLINGHAM, WA, established in Jan. 7, 1921, midnight. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $2.1B. Profitability stands at 1.14% ROA and 8.99% ROE, with a net interest margin of 4.28%. The bank's CET1 capital ratio is 12.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.67%. FDIC Certificate #6158.
Assets
$2.5B
Deposits
$2.1B
Loans
$2.0B
Equity
$314M
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