BanksCENTENNIAL BANK

CENTENNIAL BANK

CONWAY, ARRegionalEst. Jan. 1, 1903, midnightFDIC #11241RSSD #456045FED
Latest · 2025-12-31

CENTENNIAL BANK is an FDIC-insured commercial bank headquartered in CONWAY, AR, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $22.7B and total deposits of $17.9B. Profitability stands at 2.13% ROA and 12.13% ROE, with a net interest margin of 4.49%. CET1 capital ratio: 14.82%, well above regulatory minimums. NPL ratio: 0.50% · Texas Ratio: 2.74%. Operates 225 domestic branches.

Assets
$22.7B
Deposits
$17.9B
Loans
$15.6B
Equity
$4.0B

Profitability

Return on Assets (ROA)2.13%
Return on Equity (ROE)12.13%
Net Interest Margin4.49%
Yield on Assets6.21%
Cost of Funds1.96%

Asset Quality

NPL Ratio0.50%
Net Charge-Off Ratio0.02%
Texas Ratio2.74%
NPA Ratio0.52%
ACL / Loans1.91%

Capital & Liquidity

CET1 Ratio14.82%
Tier 1 Capital14.82%
Total Capital Ratio16.07%
Leverage Ratio12.78%
Loan-to-Deposit87.14%

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