HART COUNTY BANK AND TRUST COMPANY is amn micro FDIC-insured commercial bank headquartered in MUNFORDVILLE, KY, established in Feb. 20, 1890, midnight. As of 2025-12-31, the bank reported total assets of $23M and total deposits of $16M. Profitability stands at 2.40% ROA and 7.72% ROE, with a net interest margin of 5.30%. The bank's CET1 capital ratio is 37.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10145.
Assets
$23M
Deposits
$16M
Loans
$19M
Equity
$7M
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