HART COUNTY BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in MUNFORDVILLE, KY, established in Feb. 20, 1890, midnight. As of 2025-12-31, the bank reported total assets of $23M and total deposits of $16M. Profitability stands at 2.40% ROA and 7.72% ROE, with a net interest margin of 5.30%. CET1 capital ratio: 37.29%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.
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