BanksHART COUNTY BANK AND TRUST COMPANY

HART COUNTY BANK AND TRUST COMPANY

MUNFORDVILLE, KYMicroEst. Feb. 20, 1890, midnightFDIC #10145RSSD #456344FDIC
Latest · 2025-12-31

HART COUNTY BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in MUNFORDVILLE, KY, established in Feb. 20, 1890, midnight. As of 2025-12-31, the bank reported total assets of $23M and total deposits of $16M. Profitability stands at 2.40% ROA and 7.72% ROE, with a net interest margin of 5.30%. CET1 capital ratio: 37.29%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$23M
Deposits
$16M
Loans
$19M
Equity
$7M

Profitability

Return on Assets (ROA)2.40%
Return on Equity (ROE)7.72%
Net Interest Margin5.30%
Yield on Assets5.65%
Cost of Funds0.48%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans5.36%

Capital & Liquidity

CET1 Ratio37.29%
Tier 1 Capital37.29%
Total Capital Ratio38.59%
Leverage Ratio31.75%
Loan-to-Deposit120.96%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required