ENTERPRISE BANK OF SOUTH CAROLINA

EHRHARDT, SC | Small | Est. Jan. 1, 1920, midnight | FDIC #11539 | RSSD #457426 | FDIC
Latest Report: 2025-12-31

ENTERPRISE BANK OF SOUTH CAROLINA is asn small FDIC-insured commercial bank headquartered in EHRHARDT, SC, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $491M and total deposits of $460M. Profitability stands at 6.85% ROA and 133.39% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 12.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.78% and a Texas Ratio of 33.25%. FDIC Certificate #11539.

Assets

$491M

Deposits

$460M

Loans

$279M

Equity

$30M

Profitability

Return on Assets (ROA) 6.85%
Return on Equity (ROE) 133.39%
Net Interest Margin (NIM) 3.91%
Yield on Assets 5.11%
Cost of Funds 1.17%

Asset Quality

NPL Ratio 3.78%
Net Charge-Off Ratio 0.41%
Texas Ratio 33.25%
NPA Ratio 2.14%
ACL / Loans 0.70%

Capital & Liquidity

CET1 Ratio 12.73%
Tier 1 Capital 12.73%
Total Capital Ratio 13.39%
Leverage Ratio 7.57%
Loan-to-Deposit 60.62%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required