COULEE BANK

LA CROSSE, WI | Medium | Est. Feb. 27, 1961, midnight | FDIC #18361 | RSSD #457752 | FDIC
Latest Report: 2025-12-31

COULEE BANK is amn medium FDIC-insured commercial bank headquartered in LA CROSSE, WI, established in Feb. 27, 1961, midnight. As of 2025-12-31, the bank reported total assets of $543M and total deposits of $435M. Profitability stands at -1.33% ROA and -18.57% ROE, with a net interest margin of 3.52%. The bank's CET1 capital ratio is 10.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.93% and a Texas Ratio of 19.18%. FDIC Certificate #18361.

Assets

$543M

Deposits

$435M

Loans

$423M

Equity

$38M

Profitability

Return on Assets (ROA) -1.33%
Return on Equity (ROE) -18.57%
Net Interest Margin (NIM) 3.52%
Yield on Assets 6.02%
Cost of Funds 2.52%

Asset Quality

NPL Ratio 1.93%
Net Charge-Off Ratio 1.60%
Texas Ratio 19.18%
NPA Ratio 1.56%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 10.77%
Tier 1 Capital 10.77%
Total Capital Ratio 12.02%
Leverage Ratio 8.54%
Loan-to-Deposit 97.23%

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