HORATIO STATE BANK is asn small FDIC-insured commercial bank headquartered in HORATIO, AR, established in May 5, 1905, midnight. As of 2025-12-31, the bank reported total assets of $311M and total deposits of $276M. Profitability stands at 1.14% ROA and 10.49% ROE, with a net interest margin of 4.60%. The bank's CET1 capital ratio is 10.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 5.29%. FDIC Certificate #109.
Assets
$311M
Deposits
$276M
Loans
$262M
Equity
$34M
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