FIRST SERVICE BANK

GREENBRIER, AR | Medium | Est. May 7, 1962, midnight | FDIC #18519 | RSSD #458544 | FDIC
Latest Report: 2025-12-31

FIRST SERVICE BANK is amn medium FDIC-insured commercial bank headquartered in GREENBRIER, AR, established in May 7, 1962, midnight. As of 2025-12-31, the bank reported total assets of $921M and total deposits of $816M. Profitability stands at 0.91% ROA and 10.63% ROE, with a net interest margin of 4.36%. The bank's CET1 capital ratio is 8.34%. Asset quality metrics show a non-performing loan ratio of 0.66% and a Texas Ratio of 6.06%. FDIC Certificate #18519.

Assets

$921M

Deposits

$816M

Loans

$775M

Equity

$77M

Profitability

Return on Assets (ROA) 0.91%
Return on Equity (ROE) 10.63%
Net Interest Margin (NIM) 4.36%
Yield on Assets 7.48%
Cost of Funds 3.18%

Asset Quality

NPL Ratio 0.66%
Net Charge-Off Ratio 0.09%
Texas Ratio 6.06%
NPA Ratio 0.57%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 8.34%
Tier 1 Capital 8.34%
Total Capital Ratio 8.76%
Leverage Ratio 9.13%
Loan-to-Deposit 95.04%

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