FIRST NATIONAL BANK OF STANTON, THE

STANTON, TX | Small | Est. Jan. 1, 1906, midnight | FDIC #5536 | RSSD #458665 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF STANTON, THE is asn small FDIC-insured commercial bank headquartered in STANTON, TX, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $436M and total deposits of $374M. Profitability stands at 2.57% ROA and 17.48% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 35.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.03%. FDIC Certificate #5536.

Assets

$436M

Deposits

$374M

Loans

$108M

Equity

$62M

Profitability

Return on Assets (ROA) 2.57%
Return on Equity (ROE) 17.48%
Net Interest Margin (NIM) 4.16%
Yield on Assets 4.96%
Cost of Funds 0.86%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.03%
NPA Ratio 0.00%
ACL / Loans 2.25%

Capital & Liquidity

CET1 Ratio 35.15%
Tier 1 Capital 35.15%
Total Capital Ratio 36.40%
Leverage Ratio 15.46%
Loan-to-Deposit 28.82%

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